In this article, you will learn how to order the Amazon Mastercard Credit Card online. Whether you want to earn rewards on your Amazon purchases or gain access to exclusive benefits, this guide will cover the necessary steps.
We’ll review the application process, eligibility requirements, and key features. By the end, you’ll be ready to apply with confidence.
What is the Amazon Mastercard?
The Amazon Mastercard is a credit card that offers rewards and benefits for online and in-store purchases. It’s designed for those who shop frequently on Amazon and at partner stores.
Benefits of the Card
Here’s a look at the key benefits:
- No annual fee: Enjoy rewards without the added cost of a yearly credit card fee.
- 1.5% back: Earn 1.5% back on eligible purchases at Amazon and Whole Foods Market after the welcome offer ends. Eligible Prime members earn 2.5% back.
- 1% back: Get 1% back on eligible foreign currency transactions, ideal for travel and shopping abroad. Prime members earn 2.5% back.
- 1% back: Earn rewards on other purchases, such as gas stations and grocery stores, wherever Mastercard is accepted. Prime members earn 2.5% back.
Types of Amazon Mastercard: Prime vs. Non-Prime
The card comes in two versions:
- Amazon Prime: Provides higher cashback rewards (up to 2.5% back).
- Non-Prime: Offers slightly lower cashback (up to 1.5% back) but still allows access to rewards on most purchases.
Eligibility Requirements
To apply for the card, you need to meet specific criteria. This section explains your needs regarding age, residency, and financial factors.
Age and Residency Requirements
You must be at least 18 years old to apply. Applicants need to be residents of the country where the card is issued. Non-residents or those below the required age cannot apply.
Credit Score Considerations
A good credit score is typically required for approval. You may not qualify for the card if your score is too low. The better your score, the higher your chances of approval.
Additional Documentation Needed for Approval
Before applying, make sure you have these documents ready:
- Proof of identity (e.g., government-issued ID).
- Proof of address (e.g., utility bill or bank statement).
- Income verification (e.g., pay stubs or tax returns).
How to Order the Card Online?
Ordering the card online is a simple process. Follow these steps to apply for your card quickly.
Step 1: Visit The Official Website
Below are the steps to follow:
- Go to the official website to start the application.
- Make sure you’re on the correct page to avoid any issues.
- Look for the “Apply Now” button.
Step 2: Choose The Appropriate Card Type
Here are the steps you need to follow:
- Decide whether you want the Prime or Non-Prime card.
- The Prime card gives higher rewards but requires an Amazon Prime membership.
- The Non-Prime card still offers rewards but at a lower rate.
Step 3: Complete The Online Application Form
Below are the instructions to follow:
- Fill in your details, including your name, address, and contact information.
- Provide your financial details, including income and expenses.
- Make sure all the information is accurate before submitting.
Step 4: Submit And Wait For Approval
Here’s how to get started:
- Review your application one last time.
- Click “Submit” to send your information to the bank.
- Wait for the bank to process and approve your application.
Step 5: Receive The Card By Mail After Approval
These are the steps you should take:
- Once approved, the card will be mailed to your address.
- It typically arrives within a few business days.
- Follow any instructions provided with the card for activation.
Understanding Interest Rates and Fees
Interest rates and fees are essential to consider before using a credit card. This section explains the key rates and charges associated with your card.
APR (Annual Percentage Rate) for Purchases and Cash Advances
The APR for purchases is typically 19.99%. The rate is often higher for cash advances, around 22.99% for non-Quebec residents and 20.99% for Quebec residents. These rates apply to any balances carried over after the billing cycle.
Fees: Late Payment, Foreign Transaction, and Annual Fees (If Any)
Some cards charge a fee for late payments, which can add to your balance. Foreign transaction fees may apply if you make purchases in other currencies, typically around 1%.
Additionally, check for any annual fees, although some cards offer no annual fee.
Other Charges Associated with the Card
Besides interest and fees, there may be additional charges for balance transfers. If you transfer a balance from another card, the cost can be around 3%. Check for any other fees that might apply depending on your card usage.
Explanation of How Interest Rates Can Affect Your Balance
Interest rates can significantly increase your balance if you carry a balance month to month. If you don’t pay off your balance in full, the interest added to your remaining balance will grow.
It’s important to avoid accumulating high-interest charges by paying off the balance quickly.
Contact Information
For any inquiries, you can reach customer support at 1-888-280-4331. The bank’s address is 410 Terry Ave. North, Seattle, WA, 98109-5210.
If you need assistance with your card, contacting the support team is the best way to get help. Be sure to have your account information ready when you call.
Disclaimer: All information provided in this article is for general purposes only. Please refer to the official website for the most up-to-date terms and conditions.
Bottom Line: Ordering the Amazon Mastercard Credit Card Online
In conclusion, ordering an Amazon Mastercard Credit Card online is a straightforward process that can be done in just a few simple steps.
Whether you’re choosing the Prime or Non-Prime version, the application is easy to complete through the official website.
Remember the interest rates and fees associated with the card, as they will impact your overall costs. Following these steps ensures you can enjoy the rewards and benefits of the card without confusion.
