- Inbank
- Lamar, CO
- 02-27-2024
Job Description
We are looking for a meticulous Credit Analyst to join our team at Inbank. In this role, you will be responsible for collecting, analyzing, and organizing credit information to support lending decisions and portfolio monitoring. Collaboration with Customers, Bankers, Portfolio Managers, and Credit Administration is essential for successful credit underwriting and portfolio management. Please note that this is an on-site position.
Responsibilities
- Conduct credit and statistical analyses for various commercial credit requests.
- Analyze financial statements, cash flows, and credit histories.
- Prepare financial spreads and cash flows within acceptable timelines.
- Calculate financial ratios and maintain compliance with bank regulations.
- Embrace InBank's Core Values and carry out assigned duties effectively.
- Provide exceptional customer service and exhibit autonomy in risk management.
Requirements
- Bachelor's degree or equivalent work experience.
- 1+ year of experience in credit analysis or lending activities.
- Basic to Intermediate skills in Microsoft Office Suite and analysis software.
- Strong organizational and communication skills.
- Attention to detail, accuracy, and ability to work in a production-oriented setting.
Benefits
- Competitive hourly wage: $20 - $30.
- Annual bonus eligibility based on performance.
- Comprehensive benefits package including medical, dental, vision insurance.
- Paid time off, 401(k) with company match, and career development opportunities.